1.0Tomorrow Accesshttps://tomorrowaccess.comrich600338<blockquote class="wp-embedded-content" data-secret="kVG0aB7lbF"><a href="https://tomorrowaccess.com/en/s-1-journal/bamboo-2026">Homeowners Insurance the Majors Fled. It Picks What Burns Less.</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://tomorrowaccess.com/en/s-1-journal/bamboo-2026/embed#?secret=kVG0aB7lbF" width="600" height="338" title="“Homeowners Insurance the Majors Fled. It Picks What Burns Less.” — Tomorrow Access" data-secret="kVG0aB7lbF" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script> /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); //# sourceURL=https://tomorrowaccess.com/wp-includes/js/wp-embed.min.js </script> https://tomorrowaccess.com/wp-content/uploads/2026/09/bamboo-en-og-dark-1.png600400Bamboo walked into the California homeowners market the majors were walking out of. Its loss ratio beats the industry by 32 points. Open that number year by year and most of the gap was made in a single year, 2025.